CASE STUDY OF DZÜVISENÜ KIKHI

Name   : Dzüvisenü Kikhi

Age      : 46 years

Educational qualification: Class 9 (passed from St. Joseph Higher Secondary School, Viswema)

Family type: Nuclear

No. of family members: 4

SHG group name: Sede SHG (Date of establishment- 25/11/2013)

Dzüvisenü Kikhi is a resident of Kirha khel of Viswema village under Jakhama Block of Kohima District, Nagaland. She was born and brought up from Viswema village. She completed her class 9 from St. Joseph Higher Secondary School, Viswema. She is a housewife and a mother to a son and a daughter. Her children are studying in St. Joseph Higher Secondary School, Viswema, of which, her daughter is in class 12 and her son is in class 10. Her husband is a government servant.

She practices animal husbandry such as piggery and poultry, and production of crops such as potato, paddy, maize, pumpkin, chilli, tomato, cabbage, colocassia, shallot, mustard, ginger, garlic, cucumber, banana, guava, peach, plum, etc. She even do value addition activities such as green chilli pickle, raja chilli pickle, fruit jelly (Spondius axillaries), ginger candy, fruit juice like plum juice and squash, and also cake making. She learnt some of the value addition activities through workshops conducted by the Horticulture department about 5-6 years back but could not take up the activities fully due to lack of financial assistance.

She has been a member of the Sede SHG since inception. She joined the group to get some financial assistance from the group so as to contribute in her family income. And on 16^th March, 2016 she took a loan of Rs 50,000/- from the State Bank of India through the SHG, for which, she used the amount to buy 2 piglets for piggery and materials for value addition activities. Today, she supply fruit jelly to Kohima on order basis. She also supply green chilli pickle and raja chilli pickle to Kohima and make cakes for sale in the village during festive season. She even bought a sealing machine (Max-seal) for sealing of her product packages. Her monthly income during good sale is approximately around Rs 40,000/-.

She is also faced with problems in running her home business. She does not have any storage facilities to store the raw materials for production in the off season as in case of fruit jelly. She finds her packaging material not up to the standard as she depends on readily available plastic packets for her fruit jelly. There were cases of leakage of packets for fruit jelly which is a drawback for her business to grow. To have a better packaging material for her products, she buys the packaging materials of ginger candy and pickle from Horticulture department, however the supply is irregular.

Ranking of her expenditures:

Pie chart on her daily time schedule:

From the above paragraphs, we can find that her involvement in SHG has helped her to gain financial assistance to improve her and her family’s living condition by producing and selling her locally made products in the market. However there are problems which are a barrier to her business advancement and need to be addressed like storage facilities for her raw materials and linkage for purchasing good packaging materials. These issues should be solved through careful planning and implementation in linking her to good and affordable sources. When these issues are solved, her business will grow and will motivate and inspire others to take up activities like hers, which in turn will improve the living condition of the people.